What is a Public Adjuster?
Public Adjusters also called Private Adjusters are professionals who employed exclusively by an insurance policyholder who has endured a property loss. They handle all details of the insurance claim, working closely with the insured to provide the most equitable and speedy settlement possible. A Public Adjuster inspects the loss site immediately, analyzes the damages, assembles claim support data, reviews the insured’s coverage, determines current replacement costs and exclusively serves the client, not the insurance company.
A Public Adjuster advocates for the insured property owner, not the insurance company. We help the homeowner, business owner, condo owner, renter or anyone else who has suffered an insurance loss. Adjusters help you to negotiate with your insurance company and help you with the complexities of filing the insurance claim.
The period following a property loss is a difficult time for both individuals and businesses. A Public Adjuster can take those major headaches and let you get back to your home or conducting your business. A typical fire or flood policy contains hundreds of provisions and stipulations, constantly changing forms and endorsements, and many complex details such as inventory appraisals and real estate evaluations that are required in case of a loss. Most policyholders do not know that the burden of proof is theirs. Public Adjusters know the insurance business inside and out and are familiar with all the forms and procedures so they can work quickly to expedite and maximize payments.
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